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Homeowner Insurance

from TD Insurance

Homeowner Insurance

TD Insurance specializes in writing customized home insurance policies for both homeowners and renters. As an established local business covering clients in all of Arizona, we have developed a loyal clientele, and many of our newest customers have been referred by long-term customers. Our agents take the time to get to know you and understand your concerns. As locals ourselves, we know firsthand the needs of renters and homeowners in our neighborhood.

Renters Insurance

Many landlords and property management companies require tenants to have renters insurance. These policies generally cover accidental damage to the property caused by the tenant. The three primary types of rental insurance coverage are

  • Loss of use
  • Personal property
  • Personal liability

Your rental policy should help you replace belongings if they are destroyed, lost or damaged in a covered event. It may also cover you in the event that you are found responsible for damage or injury to another person or their property. Your agent can help you find the coverage to meet your needs.

Homeowners Insurance

Whether you own a house, condo or apartment, chances are that your home is your most valuable asset. Additionally, your home is most likely the place where you keep heirlooms and other valuables that you own. The right homeowners policy can protect you against loss from theft, storms, fire and other covered disasters. Customers can choose their own deductibles and coverage limits. Higher deductibles usually result in lower premiums, and TD Insurance takes pride in making sure every customer gets the best possible value on a home insurance policy. As you seek the right homeowners policy, you and your agent should discuss coverage for the following options:

  • Property or dwelling coverage to pay for repairs or rebuilding in the event of a covered disaster
  • Personal liability coverage to cover injury or property damage for which you are held liable
  • Medical coverage for medical expenses of a guest injured on your property
  • Living expenses in the event that you must leave your home due to a covered disaster
  • Replacement of belongings if they are lost, stolen or damaged in a covered event

Contact TD Insurance today to learn more about affordable home insurance. We look forward to helping you protect your home and your belongings.