TD Insurance, established in 1989, has spent the past 31 years providing affordable vacant home insurance to a variety of customers. While homeowners insurance is meant to cover the risks of homeownership, vacant dwellings or unoccupied home insurance covers the risks that arise when a home is unoccupied for a period of time. Customers requiring this type of insurance policy include those attempting to sell a vacant home as well as those who live in Pima or Maricopa County only a few months out of the year.
Risks of vandalism, liability, fire and other damage can increase when a dwelling is vacant. Although standard homeowners insurance often will not cover things such as damages or liability due to intruders in an unoccupied home, a vacant dwelling policy often will.
We offer several different options for insuring vacant homes. Available coverage includes
Although many large, national companies will claim they can provide you with the lowest possible rates, few insurance agencies provide the personalized attention and local service available at TD Insurance. Our local agents take the time to understand your needs before writing any policy. We’ll research to find the best rates for the coverage you need and make sure you aren’t paying for coverage that you won’t use.